I trust that 2009 has been off to a prosperous beginning for you. As I mentioned in my January ezine, my life coaching mission and focus is empowering people to create a healthy relationship with money and overcome underearning.

I’ve been able to put this mission into practice by facilitating several Overcoming Underearning® tele-seminars in January. The shifts that have occurred within the lives of the participants have been breathtaking. My next series begins on February 9th and 11th.  I would love to have you join me.  Click on “Ignite your prosperity consciousness” to learn more.

I’ve gotten a few confused looks when I use the term “underearner.” What does that term really mean? The concept of underearner refers to those who know they can earn more, but due to limited belief systems, unhealthy relationships with money, and more, they are unable to claim the prosperity they deserve. It may or may not have anything to do with the literal dollars that are received. You can be wealthy and still fall within the underearner category.

Are you an underearner?  See if you can identify with any of the traits that Barbara Stanny lists below.

To your prosperity,

Maripat Abbott, CPCC
Life Coach

(An abbreviated excerpt from Barbara Stanny’s book,
Overcoming Underearning®)

1. Underearners talk as if they’re trapped.

   Underearners feel stuck, as if they have no control over their lives or their time. And they truly believe it.

1. Underearners give their power away.

   They’re constantly projecting their power “out there.” They blame other people or outside conditions for causing their problems.

1. Underearners underestimate their worth.

   Underearners give away their time, knowledge, skills, experience for free or bargain prices because they don’t believe they’re worth more.

1. Underearners crave comfort.

   Change, even a dream come true, is rarely comfortable. Underearners will often unwittingly sabotage their success rather than endure the discomfort.

1. Underearners are self-saboteurs.

   People who underestimate their worth tend to undermine their success. They procrastinate, job hop, take on too much, become scattered and distracted.

1. Underearners are codependent.

   People who don’t value themselves easily slip into codependence, putting everyone else’s needs before their own. While it may sound noble, taking care of others at your own expense is anything but admirable.

1. Underearners live in financial chaos.

   Perhaps the biggest fear underearners have about earning more is that they’ll have no life; that they’ll be working all the time. What an irony! No one works harder or longer than an underearner.

1. Underearners are vague about money and success.
   
   Underearners use the same method to manage their money as they do to make most decisions: avoidance and delusion.

1. Underearners are antiwealth.

   Underearners can be terrible snobs. They’re ambivalent or downright negative about money and/or people who have it. They dislike the wealthy, take great pride in living on a shoestring, believe there is virtue in being poor, and criticize those too focused on their finances.

1. Underearners are controlled by fear.

   They’re afraid of success. They’re afraid of failing. They’re afraid of rejection, of being judged, of people liking them (or not) because of their money. They’re afraid of the responsibility of having more, and the possibility of losing it all.

If any of these traits resonate with you, please consider joining one of my upcoming tele-seminars. You’ll participate in life-changing exercises from the book, Overcoming Underearning®, receive hands-on guidance from me and have your very own “prosperity partner” to work with in between classes. You will have all the support you need to move toward greater prosperity.

“Maripat’s Overcoming Underearning seminar was the most amazingly effective tele-seminar I have ever taken, and has impacted not only my coaching business, but all aspects of my life. Maripat effortlessly guided me in exploring my own beliefs and thoughts about money, which were not only shocking to me, but also opened the doorway to new beliefs and thoughts that have already served me much better. I not only have a better relationship with money, but I have a hugely improved relationship with my Self, and that allows me to live my life with great clarity and intention. If you’re looking to give 2009 a boost in the financial and your own personal well-being departments, I highly recommend taking this class, it’s also very affordable and convenient.”

N.W. Minnesota